5 Best Credit Cards for College Students 2025

Choosing the right credit card will allow students to enjoy low fees and give them rewards along with the convenience of balance to manage credit responsibly. You are not wrong to say that a credit card for college students is now becoming a necessity from a facility.  

As per a recent report, 57% of college students have credit cards, and thus it’s very likely that you may need one very soon. Let’s find out some of the best student credit cards in the US right now. 

5 Best Credit Cards for College Students 

Here are the 5 best college student credit cards. Even if you are not considering credit cards right now, the info is still excellent for your finance assignment or others. 

 Discover it® Student Cash Back

One of the standout picks for students is the Discover it Cash Back Card to earn rewards and build a credit history. You can have 5% cash back with this card at restaurants, gas stations, and more. 

The best features of this one of the best credit cards for college students are :

• No annual fee
• No foreign transaction fee
• 5% cash back on rotating categories 
• 1% cash back on other categories 
• $20 reward each year for maintaining 3 GPA or higher

The Chase Freedom®

This one is the best option for beginners who are looking to build credit and earn some rewards. With this best credit card for students, you can have 1% cash back on all purchases. 

Key Features:

• No annual charges 
• Bonus of $50 for making 1st purchase 
• 1% cash back on all purchases 
• Annual reward of $20 for 5 years

Bank of America® Travel Rewards for Students

This credit card is good for students who are frequently traveling and want to pursue a study plan abroad. You can have 1.5 points per dollar spent on every purchase with this card. Plus, this one fits the list of credit cards for students with no credits as you don’t have to pay foreign transaction fees on it. 

Best Features:

• No annual fee
• 1.5 points per dollar on purchase 
• Bonus points of 25,000 for $1000 spent
•  $250 travel rewards 

Capital One SavorOne Student Cash Rewards Credit Card

It’s another great option for students who love to spend on entertainment and food. This one of the best credit cards for college students lets you enjoy 3% cash back on dining, entertainment, and other streaming channels.

Best Features:

• No yearly charges 
• 3% cash back on entertainment 
• 1% cash back on other purchases 

Journey® Student Rewards from Capital One

This one has a unique reward structure for encouraging responsible use of credit. Students can have 1% cash back on all purchases, but if they pay bills on time they can have 1.25% cash back. 

Best Features:

• No yearly fee 
• 1% cash back on every purchase
• 1.25% cash back on paying bills timely 
• No fee on foreign transactions

Final Thoughts 

While choosing your credit card, you have to make sure, it doesn’t charge an annual fee and offers the best perks in the form of the best cash-back percentages. Luckily, students in America have so many options to consider based on their needs. You need to focus on building credit without extra costs hence these 5 best credit cards for college students stay the top pick for us.